Housing & loansHome affordability calculator

Home Affordability Calculator

Estimate your home affordability

Net income period

1

Your annual budget

Start with take-home income and recurring commitments.

Annual net income (€)

Optional. Other regular debt payments reduce your borrowing capacity.

Optional. These costs are kept inside the affordability ratio.

2

Cash and purchase profile

Your available cash and buyer profile determine the financing limit.

Used to apply the Luxembourg residential loan-to-value limit.

Optional. Maximum €40,000 per buyer. Enter the combined unused balance available to all buyers.

3

Loan assumptions

Adjust the term and rate used for this estimate.

Loan term in years

20 years

5
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30

Check a specific property

Optional — compare a property you already have in mind.

Optional. Enter a specific price to check if it fits your budget.