Made for Luxembourg
Free calculators built on Luxembourg rules — updated for 2026
Income & salary
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Net Salary Calculator
Enter your gross — see exact take-home after tax class, social charges, 13th month and company car
Joint Salary Calculator
Combined household take-home as a couple — tax class 1a vs 2, compared side by side
Freelancer Gross to Net Calculator
Gross income → net income for freelancers, directors and gérants — dividends and manager salary included
Freelance Income Calculator
Hourly rate and schedule → monthly and annual net income after tax and social charges
Freelance Rate Planner
Target net income → the hourly and daily rate you need to charge
Is it worth moving to Luxembourg?
Is that offer worth taking? Compare your leftover cash after rent — your country vs Luxembourg
Tax
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Housing & loans
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Home Affordability Calculator
What property price can your salary actually support? Get your max loan in under a minute
Loan Cost Calculator
Monthly repayment and total interest on any loan — mortgage, car or personal credit
Loan Overpayment Calculator
Pay extra each month — see how much interest you save and how many years fall off your term
Outstanding Balance Insurance Tax Deduction Calculator
Estimate the Luxembourg tax deduction available for Outstanding Balance Insurance (ASRD) premiums securing a qualifying personal home loan.
Buy vs Rent Calculator
Does buying make financial sense right now? Includes property tax, maintenance and opportunity cost
Solar Panels Calculator
Payback period and lifetime savings for a PV installation in Luxembourg
Cars & mobility
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EV vs Petrol Calculator
5-year total cost of electric vs diesel or petrol — fuel, tax, maintenance and depreciation
EV Charging Calculator
Charging time and cost from any socket, wallbox or fast charger — based on your battery size
Buy vs Lease Car Calculator
True cost of buying vs leasing over 3–5 years — after residual value and tax benefits
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Planning
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Savings Goal Calculator
Saving €X per month — see exactly when you'll hit your target, with or without interest
Savings Growth Calculator
Start with €5,000, add €300/month — see your final balance and year-by-year growth chart
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Past Savings Calculator
Estimate how much you have saved per month from your current balance and the date you started
Holiday Optimizer
Best bridge days in 2026 — turn 5 leave days into 12+ by pairing with public holidays
Parental Leave Calculator
Compare all 4 parental leave models and see your total income during leave in Luxembourg
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